Work-from-home scam: is that job offer real?
Editorially reviewed · Last updated August 6, 2026
Yes — this is a scam. A remote job that asks you to pay, deposit a check and send money back, or promises too much for little work is a work-from-home scam.
Other versions you might get: A reshipping job, mystery-shopper assignment, virtual-assistant offer, product or app task, or “business opportunity” can use the same script. The title changes, but the request for your money, a fee, a check deposit, or personal information is the tell.
What to do right now
- Stop before sending money. Do not pay for a starter kit, training, certification, or equipment, and do not deposit a check and send part back.
- Verify the employer independently. Search for the company and job yourself, compare the offer with the employer's official site, and do not use only the recruiter’s link or email address.
- If you received a check, tell your bank you suspect it is fake. Do not spend or forward the funds just because they appear available; a fake check can bounce later.
- If money or personal information moved, act quickly. Contact the bank or payment company, ask whether the payment can be reversed, and change any exposed passwords.
- Report the offer. File at ReportFraud.ftc.gov and keep the job post, messages, check, sender address, and payment instructions.
How to make sure it never bites you
A fake employer may return with a second assignment or a refund story after the first payment. Keep the evidence, use the bank or payment provider's real contact details, and restart any job search from an employer's official site.
Stop the next one at the source
You got this because your details are on lists that get bought, sold, and leaked. You can't unspill that, but you can make it useless to a scammer. Start with the free steps — they do most of the work.
- Freeze your credit — free at all three bureausStops anyone opening a new account in your name. Unfreeze in minutes when you need to.
- Report it and get a recovery plan at IdentityTheft.govThe FTC walks you through exactly what to do next, for free.
If you'd rather have it watched for you, an identity-protection service monitors your accounts, SSN, and the dark web, warns you the moment something new appears, and helps you recover if someone gets through.
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Frequently asked
Is a work-from-home job with high pay and little work a scam?
Would a real employer send a check and ask me to send the rest back?
Do legitimate work-from-home jobs ask for money up front?
Is a work-from-home offer without an interview a scam?
I deposited a check from a job scam. What should I do?
Related scams
Sources
- Job scams— Federal Trade Commission
- How to spot a work-from-home scam— Social Security Administration — Choose Work
- What To Do if You Were Scammed— Federal Trade Commission
Help protect someone else
Scams spread because people stay quiet about them. If this could have fooled you, it can fool someone you know — a parent, a friend, the family group chat. Passing it on is the easiest good thing you'll do today. It's safe to forward, and stands on its own as a record for a bank or the police.