Aura vs LifeLock: compare the plan, not the headline

US offers checked September 8, 2026. Features below are advertised, not independently tested.

Scroll the table sideways to compare all columns.

Sources: Aura pricing, LifeLock Advanced, LifeLock catalog. Aura showed different offers in the live browser and extracted page on the same date. The annual differences are $79.99 and $55.99 respectively, calculated before tax—not guaranteed savings at your checkout. Advanced also advertises an annual three-bureau report/score and a monthly one-bureau report/score. Do not assume a similarly named Norton bundle is the same purchase.

LifeLock’s individual catalog shows Core at $124.99/year ($12.49 monthly) and Total at $349.99/year ($34.99 monthly). Core advertises two bureaus; it is not the three-bureau comparison above. Those annual amounts are also the displayed renewal prices, subject to change. LifeLock plan catalog.

Aura’s live sale showed Couple at $19/month billed annually ($228 calculated), or $29 monthly; Family at $20/month billed annually ($240 calculated), or $45 monthly. The extracted page instead showed $22/$29 for Couple and $32/$50 for Family. Couple covers two advertised adults; Family five. Confirm the offer and eligibility; these are not one-adult prices. Aura pricing.

Aura: the renewal amount is supplied through the account or other communication; we did not establish an exact renewal quote for this offer. Its terms say to cancel at least one day before the next cycle. Identity verification and family consent affect setup. Service terms.

Aura’s 60-day guarantee covers eligible annual direct purchases, not monthly or third-party billing. Annual renewals do not qualify for a full refund; a trial starts the clock at signup. A refund request is separate from cancellation. Aura refund policy.

LifeLock: annual renewal may be charged up to 35 days before expiry, so check the billing date rather than waiting for the anniversary. Subscription terms on the catalog. Eligible annual purchases and renewals have a 60-day refund-request window; eligible initial monthly purchases have 14 days. Exceptions and purchase-channel rules apply. LifeLock refund policy.

Our inference: LifeLock’s stated annual-renewal refund window is more permissive than Aura’s full-refund exclusion. We have not tested either refund process.

Aura’s linked $1 million identity summary puts cash recovery inside the aggregate limit, with one cash-recovery occurrence per twelve months. It concerns qualifying unauthorized transfers and includes exclusions for previously discovered fraud, business activity and specified cryptocurrency transfers. Read the summary and governing-policy caveat. A separate cyber policy summary is not proof that every plan includes it.

LifeLock’s identity policy for events from September 1, 2026, outside New York and Washington distinguishes reimbursement/expenses from lawyers and experts. The combined headline is not all stolen-funds cover. Plan limits and exclusions—including digital currency and voluntary transfers/disclosure—matter. USIC evidence of coverage.

LifeLock’s separate scam benefit has its own program eligibility, defined events, reporting conditions and exclusions; it does not establish that every authorized payment to a scammer is covered. HSB summary. The catalog says that benefit is unavailable in New York. Use the state-specific documents linked from Norton’s legal hub.

Before buying for insurance, ask which policy and limits apply to your exact plan, state and event. This is a comparison of documents, not a personal coverage determination.

Compare credit freezes and fraud alerts first. Check any existing bank, employer or breach-response benefits against the need you are trying to fill. Monitoring does not replace a freeze, and neither replaces responding to suspicious account activity.

Already dealing with misuse? Follow identity-theft recovery first. Do not buy either plan on the assumption it reimburses a loss you already know about. If the free route meets your needs, return to the protection guide; there is no purchase required.

Consider Aura Individual if the lower observed annual price and its advertised scope meet your needs. Get the renewal quote before treating it as the cheaper long-term option.

Consider LifeLock Advanced if the specified account-alert scope or annual-renewal refund window is worth the extra first-term cost to you. We have no independent evidence that its alerts or support perform better.

Stay with your current arrangement if it already meets the need at an acceptable cost. Before switching, check your paid term and refund rights, save the offer terms, and plan time for verification, account linking and alert setup. We have not measured setup time or established that records and settings migrate.

Choose neither for now if the need is urgent containment, a guarantee against scams, or insurance for a known loss. Choose an approach if you are still deciding whether to pay at all.

We reviewed public vendor offers, cancellation rules and linked insurance documents on September 8, 2026. Prices and benefits can change. Next scheduled review: September 15, 2026; confirm the checkout terms today.

We did not enroll, test detection speed, complete a cancellation or submit a claim. Advertised scope is not measured effectiveness. Calculated totals and the fit judgments above are ours; there is no overall performance score or market-wide winner. The links below are direct merchant links with no affiliate tracking. Read our editorial method.