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Cash App text scam: is that payment alert fake?

Editorially reviewed · Last updated July 21, 2026

Yes — this is a scam. Cash App doesn't text you links to confirm payments or unlock your account.

Text Message · Today 11:42 AM
from +1 (555) 018-2025
Cash App: A $750.00 payment to an unknown recipient is pending. If you didn't authorize this, cancel it now: cashapp-secure.info/cancel
The Text message, as received

Other versions you might get: A text about a refund you need to "claim," a $100 giveaway from the #CashAppFriday tag, a login from a new device, or "Your Cash App account is locked — verify to restore access."

Word-for-word versions going around

Each of these is a real text, quoted exactly as people received it. If yours matches one — even loosely — it’s the same scam.

  • “$750 Cash-App-Transfer is pending your confirmation, wdzmsc.com/(my phone number) nxnrxqr.”
    Documented by Apple Support Communities · August 2020

What to do right now

  1. Don't tap the link or call any number in it. Don't reply — even "STOP" tells them the number is live.
  2. Check inside the app instead. Open Cash App yourself and look at your activity. If nothing's wrong, the text was fake.
  3. If you already tapped or sent money or a code: open Cash App, change your PIN and sign-in, turn on Security Lock, and report the payment in-app under the transaction. Then call your bank if a card is linked.
  4. Report it. Forward the text to 7726 (SPAM), then file at reportfraud.ftc.gov.
  5. Delete the message.

How to make sure it never bites you

You got this because your number is on a list scammers buy and resell — payment apps are a favorite target because money moves instantly. Get your number removed and add a layer between you and them — see how to stop spam texts for good.

Untrappable · Public service advisory

Stop the next one at the source

You got this because your details are on lists that get bought, sold, and leaked. You can't unspill that, but you can make it useless to a scammer. Start with the free steps — they do most of the work.

Optional — if you'd rather it was handled for you

If you'd rather have it watched for you, an identity-protection service monitors your accounts, SSN, and the dark web, warns you the moment something new appears, and helps you recover if someone gets through.

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Frequently asked

Is the Cash App “pending payment, cancel now” text a scam?
Yes. Cash App doesn't text you a link to cancel a payment or unlock your account, and it says it will never ask for your PIN or sign-in code by phone, email, or text. A message about a payment you didn't make, with a link and a countdown to “cancel” it, is built to make you panic and hand over your login. Open Cash App and check your activity — if nothing's wrong there, the text was fake.
Cash App “support” asked me to make a test payment — is that real?
No. Cash App warns that scammers pose as support and ask you to make a small “test” or “verification” payment, or read back a sign-in code, to “confirm” or “unlock” your account. Real Cash App reps will never ask you to send a payment, buy gift cards, or share your PIN, sign-in code, or full card number. Reach support only through the app or cash.app/help — never a number from a text.
I got a text about a Cash App refund I need to claim — is it legit?
Treat it as a scam. The FTC is blunt about this: legitimate companies never ask you to send money, share your bank login, or pay a fee to receive a refund. A “claim your refund” or “#CashAppFriday winner” text with a link is a hook to steal your login or your cash. A refund you're actually owed shows up in your Cash App activity on its own.
#CashAppFriday is real — so how do I tell a real giveaway from a fake one?
By what it asks you for. Cash App does run periodic sweepstakes from its official accounts, so “the giveaway exists” proves nothing about the message in your hand — that's exactly why scammers borrow the tag. Cash App says the real ones never require you to provide your sign-in code or PIN, send a payment, make a purchase, download a “remote access” app, or complete a “test” transaction of any kind, and real winnings are sent from the verified Cash App account with a blue checkmark. Anything that asks you to pay to get paid is a fake.
What will real Cash App support ask me for?
Real support may ask for details that confirm they're helping the right person — your legal name, email, phone number, or the last 3–4 digits of a linked bank account or card. What it will never ask for is your PIN or sign-in code, a payment, or a remote-access app download. The safer habit is to never take the question at face value: reach support only through the app or cash.app/help, never a number or link from a text.

Related scams

Sources

A public service

Help protect someone else

Scams spread because people stay quiet about them. If this could have fooled you, it can fool someone you know — a parent, a friend, the family group chat. Passing it on is the easiest good thing you'll do today. It's safe to forward, and stands on its own as a record for a bank or the police.